Ben Milne - CEO of Dwolla발음듣기
Ben Milne - CEO of Dwolla
Ben: My name is Ben Milne, I'm CEO of a company called Dwolla and Dwolla's kind of core purpose in life is to allow anybody with an internet connection secure access to their money and allow them to exchange it with anybody else who can receive it without paying interchange costs.발음듣기
I was losing about 55,000 dollars a year in credit card fees and I started getting really obsessed with how I could get paid through my website without paying credit card fees.발음듣기
And so, ended up evolving from that was doing some research about how money moves, kind of talking to a bank about theoretically how it could move, how we can pull it off.발음듣기
The beginning of it was just about what makes me really angry and the fees made me really angry so how can I have a transaction where I don't have to pay fees?발음듣기
The transaction costs will never come down and the security will never get better and the problem that we see will never be solved by utilizing anything that currently exists.발음듣기
When you use Dwolla you pay for what you do on Dwolla. More transactions means more revenue.발음듣기
They're equally correlated, we just really stick to growing that and ultimately if we're successful in facilitating a lot of exchanges in a 30 trillion dollar market, volume will be followed by revenue and that will work just fine.발음듣기
The most satisfying moment in my life is every time we create something brand new that fundamentally changes the way everything works.발음듣기
So the first time we're able to hit send money and a thousand dollars moves over the internet and we just cut out a 30 year old problem for the entire market, like that is awesome.발음듣기
If I said I want to paint this room purple, how I do that is I need paint, I need people, I need a few things, right?발음듣기
My job then is to go find people who have the answers and ask the right questions and honestly celebrate their brilliance.발음듣기
That's a high that you just want to keep discovering which is invention leads to more invention.발음듣기
I mean you get better over time at not failing as much but it's still this element of luck and how you found yourself there with the right people to make something really brilliant happen and I just think that failure is predictable.발음듣기
칸아카데미 더보기더 보기
-
84문장 0%번역 좋아요4
번역하기 -
45문장 0%번역 좋아요1
번역하기 -
Going back to the till: Series B
182문장 0%번역 좋아요4
번역하기 -
139문장 98%번역 좋아요1
번역하기